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Doctor did not request prior auth, billing me for balance
Insurance

Doctor did not request prior auth, billing me for balance

Subject: Confusion Over Billing and Prior Authorization I recently discovered that my doctor failed to request prior authorization for a…

by IFadminMarch 8, 2025
Car totaled after initial and supplement repairs are done . Will insurance adjuster deduct cost od repair
Insurance

Car totaled after initial and supplement repairs are done . Will insurance adjuster deduct cost od repair

Subject: Questions About Insurance Payout for Totaled Car Hi everyone, I have a 2016 BMW with an Actual Cash Value…

by IFadminMarch 8, 2025
Why $500,000 umbrella insurance covers underlying $300,000; there’s a $200,000 gap?
Insurance

Why $500,000 umbrella insurance covers underlying $300,000; there’s a $200,000 gap?

Why does a $500,000 umbrella insurance policy cover a $300,000 underlying policy, leaving a $200,000 gap? If you have a…

by IFadminMarch 8, 2025
Can’t understand insurance rates, 10 yr Old car premium more and New car addition quoted less
Insurance

Can’t understand insurance rates, 10 yr Old car premium more and New car addition quoted less

I’m really puzzled by insurance rates. I have a 10-year-old car, and the premium is higher than for my new…

by IFadminMarch 8, 2025
Should i get a lawyer?
Insurance

Should i get a lawyer?

Should I hire a lawyer? I was recently involved in a collision where the other driver was at fault. He…

by IFadminMarch 8, 2025
Friend borrowed my car and totaled it. Am I screwed?
Insurance

Friend borrowed my car and totaled it. Am I screwed?

Title: My Friend Borrowed My Car and Wrecked It—Am I in Trouble? Last week, my friend Toonces borrowed my car…

by IFadminMarch 8, 2025
Workmen’s comp in Florida
Insurance

Workmen’s comp in Florida

Workman’s Comp in Florida: Seeking Advice Hello everyone, I’m new to owning a business, and I’ve encountered a requirement for…

by IFadminMarch 8, 2025
Repercussions to adding driver to policy temporarily via Progressive?
Insurance

Repercussions to adding driver to policy temporarily via Progressive?

What are the implications of temporarily adding a driver to our policy with Progressive? We have a guest visiting who…

by IFadminMarch 8, 2025
Can I cancel a policy I haven’t signed for yet?
Insurance

Can I cancel a policy I haven’t signed for yet?

Can I cancel a policy I haven’t officially signed for yet? I want to start by acknowledging that I acted…

by IFadminMarch 8, 2025
Family injured by reckless driver – what’s next?
Insurance

Family injured by reckless driver – what’s next?

Family Injured by Reckless Driver – Seeking Guidance on Next Steps Hello, about six weeks ago, my family and I…

by IFadminMarch 8, 2025

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