What should I do if a rideshare driver collides with my vehicle and declines to cooperate with the insurance process?

If you’ve been involved in an accident with a rideshare driver who is unwilling to provide a statement to their insurance company, here are steps you can take:
Document the Scene: Immediately after the accident, gather all relevant information. Take clear photos of the damage to all vehicles involved, the surrounding area, and any visible injuries. Make notes about the time, location, weather conditions, and any conversations you have had with the driver.
Exchange Information: Ensure you have obtained the rideshare driver’s personal and vehicle details, such as their name, license plate number, car make and model, and driver’s license number. Also get the contact information and insurance details from the driver.
File a Police Report: Call the police to the scene to file an official accident report. This document will be crucial in resolving disputes and dealing with insurance claims.
Notify Insurance Companies: Inform both your own insurer and the rideshare company about the accident as soon as possible. While the Lrideshare driver’s personal insurance might be involved, rideshare companies typically have insurance policies that cover accidents during trips.
Consult with an Attorney: If the driver is non-cooperative and obstructs the insurance claims process, consider consulting a lawyer specializing in motor vehicle accidents. They can provide guidance on how to proceed legally and help facilitate communication between all parties.
Pursue Small Claims: If insurance negotiations fail and your damages are not substantial enough to warrant more comprehensive legal action, you might consider taking the issue to small claims court.

By following these steps, you can ensure that you’re properly addressing the issue and maximizing your chances of a favorable outcome, even if the driver involved is reluctant to cooperate.

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