Question About Insurance: Am I at Fault? California Resident
I’m in the process of purchasing insurance through Progressive, and they’re asking about a recent accident. The insurance company determined it was a 50/50 fault situation.
When asked if I was at fault, I need to choose between two options: “Driver was at fault” or “Driver was not at fault.” Which option should I select?
In a situation where the insurance company deemed the accident to be 50/50, it typically means that both drivers share some level of responsibility for the incident. In this case, you are not solely at fault, but you are also not completely blameless.
Since Progressive is asking if you were at fault, the most accurate choice would be to select ‘Driver was not at fault,’ as you were not fully responsible for the accident. However, you might also want to clarify the 50/50 finding with Progressive when you’re discussing this to ensure they’re aware that it wasn’t a clear-cut case of fault. It’s always best to be transparent with your insurance provider.