Hi everyone,
I could use some advice regarding an incident I had recently. My area has been facing extremely high winds, and while driving home from a work event last night, a strong gust blew a large construction barrier directly into my car. Thankfully, I’m okay, but there is significant damage on the driver’s side.
My insurance is going to handle the repairs, minus my deductible, but I’m wondering if I can file a claim with the city. Given that there were high winds, shouldn’t the construction barricade have been properly secured? This makes me think there might be some negligence involved. If that’s the case, I feel like the city should be responsible for covering my deductible.
I know this sounds a bit unconventional, but I’m curious if there’s any grounds for a claim here. This is all pretty baffling to me! Any insights would be greatly appreciated. Thanks! 😊
I’m glad to hear you’re okay after that incident! It sounds frustrating, especially since it’s a situation that could have potentially been avoided with proper safety measures.
In terms of filing a claim with the city, it may be possible if you can demonstrate that the construction company or the city was negligent in securing the barrier. If you believe the barricade should have been properly weighed down or secured, you may have a case. Here are a few steps you could take:
Document Everything: Take photos of the damage to your car, the barrier, and the surrounding area. Gather any evidence that could support your claim of negligence, such as time-stamped photos that show the conditions during the storm.
Check Local Regulations: Some municipalities have specific guidelines for how barricades should be secured during high winds. Check if there were any violations.
File a Claim: Contact the city’s risk management office or the specific department that oversees construction in your area to inquire about how to file a claim.
Consult an Attorney: If you believe your situation is particularly complex or if you’re facing resistance, it might be worth consulting with a personal injury or property damage attorney who can provide legal advice specific to your case.
Insurance Communication: Make sure to keep your insurance company informed about your discussions with the city and any claims you decide to pursue.
While it might be challenging to get the city to cover your deductible, if you can prove negligence, it could be worth your time to pursue. Good luck, and I hope everything works out!