Cracked Windshield: Should I Pay Out of Pocket or File a Claim?
I have GEICO and my policy includes glass coverage.
I’ve heard that if I file a glass claim, it could somehow count against me and cause my monthly insurance rates to increase, no matter what.
Is that true?
Question about Fault in an Accident I was in an accident about a month ago where I had a green…
Vision Insurance Inquiry Hi everyone! I recently received vision insurance through my job, and I’m trying to understand the coverage…
State Farm denied my renters policy four weeks after I paid in full, citing previous homeowners insurance claims as the…
It’s understandable to be concerned about how a glass claim might affect your insurance rates. With Geico and many other insurers, glass claims often fall under a separate category and typically don’t impact your premiums in the same way that other types of claims might. However, policies can vary, and how claims affect your rates can depend on state regulations and your specific policy.
To get the best advice, it’s a good idea to reach out directly to Geico to clarify how a glass claim would impact your account. You can also check the terms of your glass coverage. If you’re comfortable paying out of pocket for the repair and it’s a minor crack, that might be the best option if you’re worried about potential rate increases.
Ultimately, it’s worth weighing the costs and benefits. If the repair is substantial and you’re insured for it, making a claim might be the safer route in the long run.