Regarding medical payouts from auto insurance, will State Farm pay me directly after I submit the itemized bill, allowing me to settle my hospital bill? Or do they pay the hospital directly?
Medical payout
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The process can vary depending on your specific policy and the state you are in, but typically, auto insurance companies like State Farm have a few options for handling medical payouts.
In many cases, if you’ve sent them an itemized bill, they will directly pay the hospital or medical provider. This is often more streamlined and ensures that the provider gets paid promptly.
However, some policies may allow for reimbursement, meaning they pay you directly, and then you would be responsible for paying the hospital.
To get the most accurate information, it’s best to review your policy or contact your claims representative at State Farm directly. They can clarify how payments are handled for your specific situation.