Nonowner and Standard Policy Inquiry
I’m considering getting a nonowner SR22 for California since they have imposed a two-year hold on my license following a DUI. Now that I’ve moved out of state, I plan to file a DL4006. My question is: Can I attach the nonowner SR22 to have the hold lifted, obtain my new license, and then purchase a standard policy in my new home state? I’m trying to save some money, as I know nonowner policies are generally more affordable. Will this approach work?
It sounds like you’re navigating some complex insurance and licensing issues. You can obtain a non-owner SR-22 to satisfy the requirements for your DUI hold in California, even if you are currently living out of state. Here’s a general outline of what you’ll need to do:
Obtain the Non-Owner SR-22: You can purchase a non-owner car insurance policy with an SR-22 from an insurance company licensed in California. This will satisfy the state’s requirement for financial responsibility.
File the DL4006: Since you’re filing a DL4006 to update your address and inform California that you’re residing out of state, make sure to follow all procedures correctly. This is important, as it allows you to request removal of the hold on your license.
Check State Requirements: Once California has the SR-22 on file, they should lift the hold, allowing you to get your new driver’s license in your home state. However, be aware that state laws can vary, so it’s crucial to check with the DMV in California and your new state to ensure you meet their specific requirements.
Transition to a Regular Policy: After the hold is removed and you obtain your new license, you can switch to a regular car insurance policy in your home state. It’s wise to compare quotes to ensure you’re getting the best rates.
Maintain Compliance: Keep in mind that the SR-22 must remain in effect for a designated period (often 3 years) from the date of the DUI conviction, so you will need to maintain the non-owner policy until that period is up, even after you switch to a regular policy.
Make sure to communicate clearly with both your insurance provider and the DMV to ensure everything is in order. Good luck!