State Farm Drive Safe and Save – Phone Usage Inquiry
Does anyone have information on whether the phone distraction score affects your insurance rate? I couldn’t find any details online. I know it used to be a factor, but I’m unsure if that’s still the case. Thanks for your help!
Yes, the phone distraction score from the State Farm Drive Safe and Save program can impact your rate. The program uses data from your driving habits, including phone usage while driving, to assess your overall driving behavior. If your phone usage score is high (indicating more distractions), it could potentially lead to higher premiums. It’s always best to check directly with State Farm for the most accurate and updated information regarding how specific scores influence your rates, as policies may change.