Toggle Liability Auto Insurance Experience
I’ve been a Toggle policyholder for nearly a year now. My six-month policy is set to renew in April. After my initial six-month term, my premium jumped from $106 to $145 a month, despite no accidents or moving violations on my record. Now, with my renewal approaching in April, I received an email notifying me that my rate will increase to $187, again without any accidents or violations or gaps in coverage.
I just don’t understand how this makes sense.
It sounds frustrating to see your auto insurance rates increase without clear justification. Insurance rates can vary based on several factors, including claims in your area, changes in the cost of repairs, or even broader trends in the insurance market. Sometimes, insurers adjust rates for specific risk categories, even if your individual circumstances haven’t changed.
It might be worthwhile to reach out to Toggle directly to ask for a detailed explanation of the rate increase. They should be able to clarify what factors influenced this decision. Additionally, consider shopping around with other insurance providers to see if you can find a better rate or negotiate with Toggle if you find a lower offer elsewhere. Remember, it’s important to find coverage that meets your needs without breaking the bank!