Question about Fault in an Accident
I was in an accident about a month ago where I had a green light while going straight. Suddenly, another car came from my right and collided with me, causing significant damage. I had witnesses who confirmed that my light was green and the other driver ran a red light, but they left before the police arrived, and I couldn’t get their contact information.
I recently received a notice from the other party’s insurance claiming that their driver was in control of the vehicle and asserting that I am at fault. Unfortunately, there were no cameras to support my account, and the police report does not assign fault.
Is there anything I can do about this situation? It feels unjust. Additionally, since I am a company driver, how will this impact my insurance and that of the company?
I’m sorry to hear about your situation; it sounds really frustrating. Here are some steps you can consider taking:
Review the Police Report: While the report doesn’t assign fault, it may provide important details about the accident that could help you contest their claim. Look for any statements or observations made by the officer.
Gather Evidence: Since you had witnesses, you might want to follow up and see if any of them are willing to provide statements. Even though they left before the police arrived, their testimonies could be valuable.
Contact Your Insurance: As a company driver, you should inform your employer and your insurance about the incident. They may have specific protocols for accidents involving company vehicles and can offer guidance on how to proceed.
Respond to the Insurance Claim: You can dispute the other party’s claim by providing your side of the story along with any evidence or witness statements you might gather. Be sure to document your response for your records.
Consider Legal Advice: If the situation escalates or if you’re concerned about how it could affect you personally or professionally, consulting with an attorney who specializes in auto accidents might be wise. They can provide guidance on how best to protect your interests.
Monitor the Outcome: Keep an eye on how the claims process unfolds. Sometimes these disputes can take time to resolve, especially if there are questions about fault.
Ultimately, it’s important to stay proactive and communicate clearly with your insurance and any relevant parties involved. Good luck!