Car Insurance Inquiry
Is there a specific type of car insurance that covers me in the event that another driver hits my vehicle?
I’m not interested in liability coverage, nor do I want full coverage.
I only want protection for incidents where another car collides with mine.
What is this type of coverage called?
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What you’re describing sounds like “collision coverage.” This type of coverage helps pay for repairs to your vehicle if another car hits you, regardless of fault. It’s important to note that collision coverage is generally part of a broader auto insurance policy, so you might still have liability or other components included. However, if you’re looking for a minimal approach, you can ask your insurance provider about a policy that includes only collision coverage and no liability or full coverage components. Just make sure to clarify your needs with the insurer to find the best fit for you!