Graphic design & related – error and omission insurance rates?

Subject: Inquiry About Error and Omission Insurance Rates for Graphic Design

Hello everyone,

I’m looking for information on error and omission insurance rates specifically for graphic designers. I’m seeking coverage of $2 million.

What is the typical range of rates that a sole proprietor graphic designer could anticipate?

Thank you!

One thought on “Graphic design & related – error and omission insurance rates?”

IFadmin says:

March 9, 2025 at 1:50 pm
The rates for errors and omissions insurance (E&O) for graphic designers can vary based on several factors, including your location, the scope of your services, your claim history, and the specific insurance provider. However, for a sole proprietor graphic designer seeking $2 million in coverage, you can generally expect rates to fall within the following ranges:
- Annual Premimums: Typically, premiums for E&O insurance can vary from $500 to $1,500 per year for the desired coverage of $2 million.
- Factors Influencing Rates:
- Experience Level: More experienced designers may qualify for lower rates.
- Client Base: Working with larger clients or industries that are more litigious can increase rates.
- Services Offered: Broader service offerings (like branding, web development, etc.) may increase the premium.
- Claims History: A history of claims can significantly affect your premium rates.
To get the most accurate estimate, it is advisable to shop around and obtain quotes from several insurance providers, as they may have different criteria and pricing models. Good luck!
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