How to File a Small Claims Case for Mini-Tort in Michigan
I recently had a car accident in Michigan, and the insurance of the driver at fault denied my mini-tort claim because they lack mini-tort coverage. I am left with out-of-pocket repair expenses amounting to $1,000, and I’m looking to take legal action against the at-fault driver by filing a small claims case.
I have gathered all the necessary evidence, including the police report, repair estimates, and the insurance denial letter.
Here are my questions: ❓
- What’s the process for filing a small claims lawsuit in Michigan?
- Should I file in the court where the accident occurred or where the driver resides?
- What steps do I need to take to properly serve the at-fault driver?
- What are the consequences if they ignore the lawsuit or fail to pay after a judgment is made?
- Has anyone had success winning a mini-tort case in small claims court?
Any advice or personal experiences would be greatly appreciated! Thank you!
Filing a small claims case for a mini-tort in Michigan can be a straightforward process if you follow the necessary steps. Here’s a breakdown addressing your questions:
To initiate a small claims case in Michigan, you’ll need to complete a Small Claims Complaint form. You can typically find this form on your local district court’s website or at the courthouse. Fill out the form with details about your case, including the nature of the claim, the amount you are seeking, and any evidence you have (like the police report and repair estimates). After completing the form, file it with the court and pay the required filing fee. Keep copies of all documents for your records.
What court do I file in—where the accident happened or where the driver lives?
In Michigan, you typically file in the district court in the county where the accident occurred. If you’re pursuing a claim against the at-fault driver directly rather than their insurance, you should file in the location that’s most convenient, either where the accident happened or where the defendant resides.
How do I serve the at-fault driver properly?
You must serve the at-fault driver (the defendant) with a copy of the complaint and a summons. This can be done through several methods:
What happens if they ignore the lawsuit or refuse to pay after a judgment?
If the defendant fails to respond to your complaint within the required time frame, you can request a default judgment from the court. If you win a judgment and they refuse to pay, you have options such as filing a wage garnishment or placing a lien on their property. However, collecting the judgment can sometimes be challenging, and you may need to seek legal assistance.
Has anyone successfully won a mini-tort case in small claims court?
Make sure to stay organized and keep thorough records throughout the process. Good luck with your case!