Question about NJ Geico
I was involved in an accident with an uninsured driver who left the scene, resulting in over $13,000 in damages. Both the police report and my insurance confirm that I’m not at fault. I have a policy with Geico that includes uninsured motorist coverage. Since I can’t pursue a claim against the other driver’s insurance for diminished value, will Geico cover this for me? The representative I spoke with seemed unhelpful regarding this issue. I would appreciate any advice. Thank you!
I’m sorry to hear about your situation. Since you have uninsured motorist coverage with Geico and you’re not at fault, you should be able to file a claim with them. Typically, uninsured motorist coverage is designed to protect you in situations like this, including covering damages and possibly diminished value, depending on the specific details of your policy.
If the representative you spoke to wasn’t helpful, I recommend escalating your claim or asking to speak with a supervisor or a claims specialist. Be sure to document all your communications. It might also help to gather any evidence or estimates related to the damages to support your claim for diminished value.
Additionally, it might be beneficial to review your policy documents or consult a legal professional for clarity on your coverage and how to proceed with Geico. Good luck, and I hope you get this resolved soon!