Unexpected Check After Car Repair
I live in Texas, and recently, a gentleman accidentally hit my car while exiting his parking spot. He provided me with his insurance information, and I successfully got my car repaired. Now, I’ve received an email stating that a check for $1000 will be arriving in my mailbox in about a week. Is this a usual occurrence? While I’m not complaining at all, I’m just curious about what this check could be for since they already paid for the repairs and the rental car while my vehicle was being worked on.
It’s definitely understandable to be curious about the check you’re receiving. In situations like yours, insurance companies sometimes issue additional payments to cover other related expenses or losses. Here are a few possibilities for the $1,000 check:
Deductible Reimbursement: If you had to pay a deductible for the repair, this check could be reimbursing that amount.
Pain and Suffering: Insurance companies might issue compensation for any inconvenience or emotional distress caused by the accident, which could be categorized as “pain and suffering.”
Loss of Use: If you had to rent a car while your vehicle was being repaired, the check might be covering loss of use, especially if the rental fees exceeded what the insurance covered.
Additional Damages: It’s possible there were additional damages assessed that weren’t covered in the initial repair costs.
Since the insurance company already covered the repairs and rental, it’s a good idea to read any correspondence accompanying the check for clarification. If you’re still unsure, you can reach out to the insurance company directly to ask for specifics on what the check is for. Enjoy the unexpected windfall!