What do the numbers on my health insurance card indicate?
On my health insurance card, I see the following:
Can someone explain what these amounts signify?
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The numbers on your health insurance card typically represent the cost-sharing amounts you will owe for various types of medical services. Here’s a breakdown of what they likely mean:
PCP $20.00: This is the copayment amount for seeing your Primary Care Physician (PCP). You would pay $20 for each visit.
SPC $30.00: This likely stands for Specialist (SPC) visits. You would pay a $30 copay when you see a specialist.
HO $150.00: This may refer to hospitalization (HO) or an outpatient hospital visit. You would be responsible for a $150 copay for these services.
ER $150.00: This indicates the cost for visiting the Emergency Room (ER). You would pay $150 for each ER visit.
UC $20.00: This stands for Urgent Care (UC). You would owe a $20 copayment for visits to an urgent care facility.
It’s always a good idea to verify the exact meanings of these terms with your insurance provider, as they can vary by plan.