Do I need a lawyer for my car accident case?
I was involved in an accident on Friday and have dashcam footage clearly showing that I wasn’t at fault. Unfortunately, my car is likely totaled, with the airbags deploying. It’s a custom vehicle valued at around $40,000 due to special parts and paint. I’m concerned that if they determine it’s a total loss, they’ll only offer me about $25,000.
Could hiring a lawyer help me either get my car repaired or ensure I receive a payout that reflects its true value?
I have full coverage with State Farm, while the other party only has liability insurance. This happened in California.
If you need any additional details, please let me know. Thank you!
I’m sorry to hear about your accident. Given the circumstances, it would be wise to consult with a lawyer who specializes in car accidents and insurance claims. Here are a few reasons why:
Complex Valuation: Custom vehicles can complicate the valuation process. A lawyer can help you effectively present the full value of your car, including upgrades and customizations, which may not be fully recognized by insurance adjusters.
Negotiation Skills: Lawyers have experience negotiating with insurance companies and can help ensure you receive a fair settlement that reflects the true worth of your vehicle.
Evidence: Your dashcam footage will be important in proving fault. A lawyer can help ensure that this evidence is presented effectively.
Compensation for Other Losses: If you have incurred additional costs such as rental car expenses or missed work due to the accident, a lawyer can help you claim those as well.
Stress Relief: Dealing with insurance companies can be stressful. Having a lawyer handle these communications can give you peace of mind.
Since you mentioned that the other party was at fault and you have full coverage with State Farm, they may be able to help you recover some costs. It’s essential to understand your rights and the potential for maximizing your settlement.
It might be a good idea to get in touch with a few lawyers for consultations to see who you feel most comfortable working with. Good luck!