Florida FR44 for Motorcycle
Hi there! I need some clarification about the FR44 requirement in Florida. I currently hold a named non-owner policy with an FR44. I also have a motorcycle registered in my name and need to insure it. I’m unsure if the FR44 needs to be applied to both policies since it’s required for all registered vehicles. Does anyone have insights on the state regulations regarding this situation? Thanks!
In Florida, if you are required to have an FR44 due to a previous driving offense, you must maintain that high-risk insurance requirement for all registered vehicles, including motorcycles. Since your motorcycle is registered in your name, you will need to obtain a separate FR44 policy for it, even if you already have one on your named non-owner policy.
It’s important to confirm this with your insurance provider, as they can provide specific guidance based on your situation and help ensure you’re fully compliant with state laws. Additionally, you might want to reach out to the Florida Department of Highway Safety and Motor Vehicles for the most accurate and updated information regarding your FR44 requirements. Stay safe on the road!