Subject: Help Needed: Incorrect Info on Auto Insurance Application
I’m in the process of shopping for new auto insurance for my recent car purchase, and I just discovered that my broker made several mistakes on my application from a claim five years ago. Specifically, they recorded the claim date incorrectly (10 days off), failed to convert the claim amount to CAD, and neglected to check the Bodily Injury box, despite having provided a detailed breakdown of the claim.
I’m really frustrated that I overlooked these errors. How should I handle this situation? Will correcting this information negatively impact my standing with my current and potential insurance providers?
I understand how frustrating this situation can be. Here’s how you can proceed:
Contact Your Broker: Reach out to your broker as soon as possible to discuss the discrepancies. Document your conversation and any corrections they agree to make.
Gather Evidence: Collect all relevant documentation related to the claim, including the detailed breakdown you provided previously, to support your case.
Request Corrections: Ask your broker to correct the inaccuracies on your application and provide you with updated documentation. This demonstrates your willingness to ensure that all details are accurate.
Be Transparent: When applying for new insurance, be upfront about the corrections you made. Explain the situation honestly; most insurers appreciate transparency.
Monitor Future Applications: Make it a habit to double-check your application details in the future. Consider reviewing claims history and discussing it directly with your broker during the application process.
Consider Getting Additional Advice: If you’re still unsure, you might want to consult with another insurance professional for their opinion on how this might affect your applications.
Making the corrections should not put you in a bad light; in fact, addressing inaccuracies proactively shows responsibility and diligence on your part. Good luck with your new car and insurance!