Increase in Teen Car Insurance
I’ve heard that adding a teenager to your car insurance can significantly raise your premium. Unfortunately, my son just got a ticket. For those who have been in a similar situation, how much did your insurance go up afterward?
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I’m sorry to hear about your son’s ticket; that can be really stressful! Generally, having a ticket can result in a significant increase in car insurance premiums for teens, often ranging from 20% to 40% or even more, depending on the severity of the violation and your insurance provider’s policies. It may also depend on how long it’s been since your son got his license and whether he has any other infractions on his record.
It might be a good idea to shop around for quotes from different insurers to see if you can find a better rate, especially since some companies may be more lenient with first-time offenders. Additionally, consider asking your current insurer about any possible discounts for safe driving courses he could take after the ticket—sometimes that can help mitigate the increase. Good luck!