Should I hire a lawyer after a car accident?
I was involved in an accident on Friday, and I have dashcam footage showing that it clearly wasn’t my fault. Unfortunately, my car is likely totaled, and the airbags deployed. It’s a custom vehicle with around $40,000 invested in modifications, paint, and parts. I’m concerned that if the insurance company totals it, they’ll only offer me around $25,000.
Is it worth getting a lawyer to help me secure a repair or a payout that reflects the true value of my car? I have full coverage with State Farm, while the other driver has liability coverage. I’m located in California.
Please let me know if you need any additional information. Thanks!
It sounds like you’re in a challenging situation, and I can understand why you’re considering hiring a lawyer. Here are a few points to consider:
Complexity of Valuation: Given that your car has significant custom value, determining its worth can be complicated. A lawyer with experience in auto accidents can help you argue for compensation that reflects the true value of your vehicle, including the custom parts and modifications.
Insurance Company Tactics: Insurance companies often try to minimize payouts. A lawyer can help negotiate on your behalf and ensure that you aren’t shortchanged in the settlement. They’re familiar with the tactics used by insurers and can advocate for your interests.
Legal Expertise: A lawyer can provide you with legal advice specific to California laws and help ensure that you follow the correct procedures for filing claims and pursuing damages. They can also assist with gathering evidence, including your dashcam footage, to strengthen your case.
Potential Recovery: If you believe that the insurance payout will be significantly lower than what you expect, having a lawyer might increase your chances of receiving a fair settlement. They can also help you pursue additional damages, such as pain and suffering or loss of use, if applicable.
Consultation: Many personal injury lawyers offer free consultations. It might be worth reaching out to a few to discuss your specific case and see if they believe you have a strong claim.
In summary, given the complexities of your situation, consulting a lawyer might be a wise choice. They can more effectively navigate the insurance battle and help you aim for a more favorable outcome. Good luck, and I hope you get the resolution you deserve!