Conflicting Information About State Farm’s Forgiveness Policy
I spoke with someone at the body shop who mentioned that State Farm has a forgiveness policy, especially since I haven’t had an accident in decades. However, my Google search indicates that State Farm does NOT offer this policy. I’m facing around $4,000 in damages due to my accident—backing into a telephone pole—which is entirely my fault. While I can manage the payment, I want to clarify my options. I also hold homeowners and umbrella insurance with State Farm.
So, does State Farm actually have a forgiveness policy or not?
Thanks for your help!
It can be confusing when information varies, especially regarding insurance policies. State Farm does have a “Accident Forgiveness” policy, but eligibility can depend on a few factors, such as the state you live in, your overall driving history, and whether it’s included in your specific policy.
Since you mentioned that you haven’t had an accident in decades, you may be eligible for forgiveness. It’s best to directly contact your State Farm agent to clarify your specific situation and understand whether the forgiveness policy applies to you.
Additionally, since you hold multiple policies with them, you might have more options or benefits available. Your agent will be able to provide the most accurate information tailored to your circumstances.