Damage from Parts Falling Off a Truck
I have a video showing debris flying off a semi-truck and hitting my windshield. Unfortunately, the driver didn’t stop, so I only managed to get his license plate. I’ve filed a claim with my insurance and reported the incident to the police. I’m curious to know if my insurance will pursue the truck driver for damages, and if I’ll still need to pay my deductible if the truck’s insurance covers the repairs. I have full coverage. Thanks for any insight!
I’m sorry to hear about the damage to your windshield. In most cases, if your insurance company determines that the semi truck driver is at fault, they will pursue reimbursement from the truck’s insurance. If they succeed in recovering the costs, they may refund your deductible. However, whether you’ll need to pay the deductible upfront or not can vary by insurer and situation. It’s a good idea to check your policy details or speak directly with your insurance adjuster for clarification. They’ll provide guidance on what to expect regarding your claim and deductible. Hope you get this resolved quickly!