Subject: Do I Need to Notify My Insurance After an Accident with My Parked Car?
Hi everyone,
I have a quick question about a situation I’ve never encountered before. Earlier today, someone accidentally backed into my parked car, causing some damage. Fortunately, he took responsibility for the incident. We spoke with his insurance and answered their questions, and they provided a case number, mentioning that an adjuster will likely call me tomorrow. I have all the necessary details, such as his contact information and license plate number.
Should I reach out to my own insurance company to inform them about what happened and provide the case number? It seems like the other driver’s insurance is going to handle everything, but I’m unsure of the best course of action. I want to make sure I cover all my bases. Any advice would be greatly appreciated! Thanks!
It’s great to hear that the other driver admitted fault and that you’re handling things amicably! While it seems like the other driver’s insurance is taking care of the situation, it’s still a good idea to inform your insurance company about the incident. Here are a few reasons why:
Documentation: Notifying your insurance helps create a record of the incident, which could be useful if questions arise later or if there are any complications with the other driver’s insurance.
Communication: Your insurance company might have insights or advice on how to navigate the claims process. They can also help you understand your options if the other insurance doesn’t cover all the damages.
Future Implications: If any issues arise with the other driver’s claim, your insurance might need to step in, especially if there are disputes about the damage or amount to be paid.
Peace of Mind: Simply knowing that your insurance is aware of the situation can help relieve any stress about potential misunderstandings down the line.
When you call, provide them with all the details, including the case number. Overall, keeping them in the loop is a good practice, even if you don’t plan to file a claim through your own policy. Good luck, and I hope your car gets fixed quickly!