Nonowner and Regular Policy Inquiry
I’m considering obtaining a nonowner SR-22 in California because my license is on hold for two years following a DUI. Since I’ve now moved out of state, I plan to file a DL4006. My question is: can I use the nonowner SR-22 to lift the hold, allowing me to get a new license and switch to a regular policy in my current state? I’m looking to save some money, as I understand that nonowner policies are usually less expensive. Any insights would be appreciated!
It sounds like you’re navigating a complex situation with your DUI and license hold. To clarify, a nonowner SR-22 policy can be a good option for getting your license reinstated while you’re meeting the state’s requirements.
When you file the DL4006 and obtain a nonowner SR-22 in California, it should help you meet the SR-22 requirement for the DUI-related hold, even if you’re living out of state. Once you’ve fulfilled the requirement and removed the hold, you can then apply for a regular policy in your home state.
However, keep in mind that insurance regulations can vary from state to state, so it’s important to check with both California’s DMV and your new state’s insurance requirements. Additionally, make sure to ensure that the nonowner policy provides coverage that meets the minimum requirements set by California.
In summary, as long as you get the nonowner SR-22 filed and meet the state’s requirements, it should help in removing the hold on your license, allowing you to switch to a regular policy once your license is reinstated. It may also be a more affordable option during this period. Just make sure to carefully check the specifics with the relevant authorities and your insurance provider. Good luck!