Should I Consider Hiring a Lawyer?
I’m from California and took a weekend trip to Austin, Texas, back in August. Unfortunately, I was involved in a minor car accident where I lightly tapped another person’s bumper, causing minimal damage. In December, I received a notice from my car insurance that the other party is claiming to have sustained injuries from the incident. I promptly contacted my insurance company, indicating that the individual appeared unharmed when we exchanged information and drove away. Today, I received a call from my insurer informing me that the other party has decided to hire an attorney. Although my insurance company reassured me that they believe there’s no basis for a claim, I want to get prepared and consult with a few professionals. Should I be concerned about this situation?
It’s understandable to feel worried in this situation, especially since you’re dealing with out-of-state matters and the potential for a legal claim. Here are a few points to consider:
Consulting a Lawyer: It can be beneficial to consult with a lawyer who specializes in personal injury or auto accident cases, especially if the other party has retained legal counsel. They can help you understand your rights and advise you on the best course of action.
Insurance Company’s Role: Your insurance company may handle most of the communication and defense for you, but having your own lawyer can provide you with additional support and peace of mind. They can also help you ensure that your interests are being adequately represented.
Documentation: Keep records of all communications related to the accident, including any correspondence with your insurance and the other party. This documentation can be valuable if the situation escalates.
State Laws: Laws regarding liability and personal injury claims can vary from state to state. A lawyer familiar with Texas laws can provide insights that are specific to your case.
Potential Outcomes: While your insurance may fight the claim, be prepared for various outcomes. Your lawyer can help you evaluate the likelihood of the claim succeeding and any potential costs associated with a settlement or legal proceedings.
Overall, consulting with a lawyer could help you feel more prepared and informed as this situation develops. Remember, it’s better to be proactive than reactive when it comes to legal matters.