My car was damaged by hail while at a collision repair center. After hitting a deer, I took my vehicle to the shop for repairs and had already agreed on a price with my insurance. Unfortunately, while my car was parked outside, it was severely impacted by a hail storm. I believe this constitutes negligence, especially since we had advance warning about the weather conditions. If it were up to me, I would have parked it in a sheltered area. Will the shop’s insurance cover the hail damage? Is it based on the shop’s specific policy?
Car was damaged by hail at collision repair center
I’m sorry to hear about the situation with your car. You’re correct that if the repair shop had the vehicle in their care, they may have a responsibility for any damage that occurs while it’s there, especially if they were aware of the impending storm. Typically, collision repair centers have their own insurance policies that can cover damages that happen while a vehicle is in their possession.
However, whether the damages from the hail will be covered depends on the specifics of the shop’s insurance policy and the terms of the agreement you signed with them. It’s a good idea to discuss this with the repair center directly; they should be able to clarify their policies and whether their insurance will cover the harm caused by the hail.
If they refuse to accept responsibility, you might also want to review the agreement you signed to check for any liability clauses. In some cases, you may need to file a claim with your own insurance if the shop’s policy does not apply. Consulting with your insurance company for guidance might also be helpful in navigating the next steps.