How long does it typically take to resolve rear-end accident claims?
If you’ve had a rear-end collision, how long did it take for your claim to be settled? My insurance company suggested that I pay the deductible upfront, and they’ll reimburse me after coordinating with the other party’s insurance. I’m curious—how long does this process usually take?
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The resolution time for rear-end claims can vary widely depending on several factors, including the complexity of the case, the availability of evidence, and how quickly both insurance companies respond. Typically, claims can take anywhere from a few weeks to several months to resolve completely.
Since your insurance has advised you to pay the deductible and will reimburse you later, it’s a good sign that they expect the other party’s insurance to cover the damages. Generally, you might see reimbursement within a few weeks to a couple of months after they negotiate with the other insurer, but it can take longer if there are disputes over liability or damages.
To get a better estimate, it might be a good idea to check in with your claims adjuster periodically for updates on the progress. They should be able to provide you with more specific information regarding your case.