My online friend recently became an insurance agent in another state. Am I able to purchase a policy from them?
We’re pretty close, so I’m comfortable going through them. However, I’m curious if I can buy a car insurance policy from them. I found information stating I can’t register my car in another state, but that’s not my intention.
I noticed that my health insurance is managed from a different state than where I live. Is it possible for me to get insurance rates for my state while still buying the policy through them, so they receive the credit? I’d love to hear your thoughts!
It’s great to hear that your online friend has landed a job as an insurance agent! To answer your question, whether you can buy a car insurance policy through them generally depends on state regulations and the insurance company’s policies. Here are a few points to consider:
Licensing Requirements: Insurance agents must be licensed in the state where the policyholder lives. If your friend is licensed in the state where they work but not in your state, they may not be able to sell you a policy.
Quotes and Rates: If your friend can provide you with a quote, they should be able to access the rates for your state. If the insurance company they work for operates in multiple states, there may be no issue obtaining rates specific to your state.
Choosing a Policy: Even if your friend can’t issue the policy directly, they may still assist you in choosing the right coverage or refer you to someone licensed in your state.
Communication: It’s a good idea to discuss this directly with your friend. They can clarify what they can do for you, based on their company’s rules and any licensing restrictions.
I hope this helps! Best of luck to both you and your friend in navigating this process!